The PACE team has a deep understanding of the complexities within the Supermarket industry. By advising clients and implementing targeted risk management practices along with safety campaigns, we help supermarkets and grocery stores significantly reduce the frequency and severity of claims, ensuring stability and continuity in their operations.
Industry Risk:
The Supermarket and Grocery sector faces unique challenges, especially concerning facility constructions and cooling systems. Many supermarkets utilize Cool Rooms with walls and roofs made from composite panels—often Foam Insulated Sandwich Panels (FISP), which are highly combustible and sometimes referred to as “solid petrol”. These materials can escalate fire risks due to their potential to:
Given these risks, firefighting efforts often focus solely on life safety and defending adjacent properties rather than offensive actions, meaning even small incidents can lead to considerable smoke contamination and collateral damage to buildings, contents, stock, machinery, and equipment.
Risk Management:
Recognizing the high exposure to fire and other risks, our insurance solutions for the Supermarket and Grocery industry are comprehensive and tailored. Coverage includes:
In addition, the PACE team also specializes in managing other risks inherent to the Supermarket sector. Including:
If you are a supermarket or grocery store owner interested in securing comprehensive coverage tailored to the unique challenges of your industry while maintaining competitive premiums, contact our experts, [TBC] for a no obligation discussion and quote.
